UK Parish Council, Charity (Sept 2026), HMRC BiK 50% Cap & Apify MCP Schema Toolkit

NEW NORTH STAR LIVE — UK Property Tribunal Rent Repayment Order (RRO) & Section 13 Precedent Finder (/rro) →
Search 281 real GOV.UK First-tier Tribunal (Property Chamber) RRO PDF decisions (including LON/00AJ/HMG/2025/0666, Ealing £21,000 claimed → £8,400 awarded, 40%), filter by region, offence (s.72 HMO / s.95 Selective Licensing), and s.44 mitigation factors, run a stateless zero-retention private PDF/claim audit, or download the Regional RRO Precedent Pack (CSV).

3 Live Statutory & Technical Traps Caught Here:
1. AGAR Reg. 15(1)(b): Starting the 30-working-day inspection on Mon 1 June 2026 ends Fri 10 July 2026 — 2 working days short of Tuesday 14 July 2026.
2. Section 137 vs GPC & 30 Sept 2026 Charity Reform: FY 2026/27 S137 cap is £11.60/elector (unlawful for general spending if GPC is adopted), and the Charity Commission Independent Examination threshold rose from £25,000 to £40,000 on 30 September 2026.
3. HMRC Payrolling BiKs (50% Cap) & Apify MCP Schema Trap: Models HMRC's 50% cash-pay overriding tax deduction limit with month-to-month carry-forward, and catches Apify required + default fields that silently break MCP agents.

1. Parish Council Statutory Almanac, S137 (£11.60) / GPC & 30 Sept 2026 Charity Threshold Checker

Council / Trustees Meeting Date

AGAR Financial Year Ending

UK Postcode (Civil Parish & GSS)

Council / Charity Domain (JPAG)

Electors on 1 April Roll (S137)

Total Councillor Seats

Elected Councillors (Excl. Co-opted)

Clerk Holds CiLCA Qualification?

Proposed FY 2026/27 S137 Spend (£)

Village Hall / Charity Gross Income (£)

Charity Gross Assets (£)

JSON API: /api/almanac

Loading live statutory calculation...

2. HMRC Mandatory Payrolling of Benefits in Kind (BiKs) — 50% Cash-Pay Cap & Carry-Forward Calculator

Models HMRC's PAYE Specification (v24.0) ahead of the November 2026 registration window and 6 April 2027 mandate: total Income Tax deducted in any pay period cannot exceed 50% of cash pay, carrying uncollected tax forward across pay periods plus real-time 15% Class 1A Employer NIC.

Annual Cash Pay (£, Excl. BiKs)

Annual Payrolled BiK Cash Equivalent (£)

Pay Periods Per Tax Year

BiK Registration Period (1 = Start of Year, 1..12)

Variable Cash Pay Schedule CSV (Optional, e.g. 600,4500)

JSON API: /api/hmrc-bik-cap?cash_salary=18000&bik=36000&periods=12

Click to calculate HMRC 50% overriding cap schedule...

3. Apify `.actor/input_schema.json` → MCP Silent Bug Linter & Auto-Fixer

Catches the silent Apify MCP Server bug where marking an input property as both "required" and having a "default" causes tools/list to tell AI agents (Claude, Cursor, Grok Bot) that the field is optional — while Apify's daily health check hides the failure via prefill. Returns an auto-fixed schema moving default → prefill.

Paste Apify .actor/input_schema.json

JSON API: POST /api/apify-mcp-lint or GET /api/apify-mcp-lint?schema=...

Click to lint Apify input_schema.json...

4. Zero-Token UK S106 Deed, Companies House MR01 Charge & Charity Examiner Clause Extractor

Extracts Section 106 developer financial contributions (£), indexation (BCIS/RPI/CPI) & occupation triggers, Companies House MR01 negative pledge & floating charge caps, and Charity Independent Examiner qualifications & reserves deficits at 0 LLM tokens with strict per-request ephemeral isolation (zero shared database or cross-request storage). For full scanned image-only PDFs via pdftotext + pypdfium2 + RapidOCR + sqlite-vec, invoke MCP Tool extract_uk_scanned_pdf_clauses.

Paste S106 Planning Deed, MR01 Charge Instrument, or Charity Independent Examiner Text

SCHEDULE 3 - SECTION 106 FINANCIAL CONTRIBUTIONS (TOWN AND COUNTRY PLANNING ACT 1990)

Clause 4.1 (Affordable Housing Contribution): The Owner covenants with the District Council to pay the Affordable Housing Contribution of £145,000 indexed to the BCIS All-In Tender Price Index prior to occupation of the 15th Residential Dwelling.

Clause 4.2 (Primary Education Contribution): The Owner covenants to pay the Education Contribution of £82,500 linked to the Retail Prices Index (RPI) prior to commencement of development on Phase 2.

Clause 4.3 (Parish Public Open Space & Play Area Commuted Sum): The Owner shall pay to the Parish Council the Open Space Contribution of £28,400 indexed to CPI prior to first occupation of any dwelling.

PART 2 - INSTRUMENT OF CHARGE (COMPANIES ACT 2006 SECTION 859A / FORM MR01)

Clause 7.1 (Floating Charge & Negative Pledge): The Chargor with full title guarantee charges by way of first floating charge all its undertaking, property, assets and rights up to a maximum principal facility cap of £2,500,000. Negative Pledge: The Chargor shall not create or permit to subsist any security interest over any of its assets without prior written consent of the Chargee.

PART 3 - INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES (CHARITIES ACT 2011 SECTION 145)

Clause 9.1 (Matter of Concern & Reserves Policy): In connection with my independent examination, I draw attention to a matter of concern regarding a material uncertainty in unrestricted funds: unrestricted reserves stand at a deficit of £14,200 below the trustees' target reserves policy of £45,000, creating a shortfall in reserves of £19,850 for 2026/27.

JSON API: POST /api/pdf-clause-extract or /api/pdf-clause-extract

Click to extract surgical clauses...

1. Parish Council Statutory Almanac, S137 (£11.60) / GPC & 30 Sept 2026 Charity Threshold Checker

2. HMRC Mandatory Payrolling of Benefits in Kind (BiKs) — 50% Cash-Pay Cap & Carry-Forward Calculator

3. Apify .actor/input_schema.json → MCP Silent Bug Linter & Auto-Fixer

4. Zero-Token UK S106 Deed, Companies House MR01 Charge & Charity Examiner Clause Extractor

3. Apify `.actor/input_schema.json` → MCP Silent Bug Linter & Auto-Fixer